While the FDIC, Office of the Comptroller of the Currency (OCC) and the Federal Reserve Bank (FRB) each have separate enforcement action search pages, which are sporadically updated, they can be cumbersome to review.

Our readers, however, can access detailed Regulatory Enforcement Action Lists including custom search features.

Disclaimer: Information used as the basis for analysis, formulating schedules and preparing reports contained in this website is believed to be accurate.  However, you should not rely on information contained in the website in making a determination of the financial condition of financial institutions, since circumstances are constantly changing and source information may be incorrect.  You should make further independent investigation by reading the text of each Regulatory Enforcement Action and analyze detailed and current financial information from each financial institution.  By using this website, you acknowledge the risks inherently associated with research, and release Data Informatics, LLC from any liability arising from any information found to be incorrect.

The iBank Monitor database has been updated with September 30, 2016 Call Report financial information as well as a re-fresh of all new regulatory enforcement actions and terminations. As a result, the iBank Monitor Watch List improved to 152 banks from 165 using the previous June 30, 2016 Call Report Data and 188 banks using March 31, 2016 Call Report Data.  The total assets of Watch List banks declined to $56.4 billion from $56.8 billion at June 30, 2016 and $65.7 billion at March 31, 2016. The FDIC's September 30, 2016 quarterly report mentioned the existence of 132 "problem" banks with total assets of $24.9 billion, the identity of which is not publicly disclosed.

While the iBank Monitor Watch List contains 20 more banks than the FDIC's "problem" bank count, the difference is attributable to regulators' long standing delay in coordinating and terminating enforcement actions for banks and their holding companies. The existence of open/non-terminated enforcement actions against a bank or its holding company are automatic triggers for inclusion on the iBank Monitor Watch List.
The total count of iBank Monitor Critical List increased to 19 banks from 18 banks using the June 30, 2016 Call Report data and was down from 23 banks using March 31, 2016 Call Report financial information. Total assets of Critical banks now stands at $22.5 billion. For tenured Critical List banks, the story remains the same - their assets are shrinking, management continues to write off or work out troubled assets, and capital has been depleted in anticipation of being rescued, sold or closed. During the height of the banking crisis the Critical List hovered around 120 banks at any given time, and today the norm has settled to a much lower level.

For comprehensive Watch and Critical List bank reports and schedules, please visit our specific website pages (interactive lists can be viewed only in desktop web browsers).


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Attention Mobile Users: Bank Data Charts are only available viewing the standard Web Version of this website.

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