Data Informatics, LLC

Attention Mobile Users: Bank Data Charts are only available viewing the standard Web Version of this website.

While the FDIC, Office of the Comptroller of the Currency (OCC) and the Federal Reserve Bank (FRB) each have separate enforcement action search pages, which are sporadically updated, they can be cumbersome to review.

Our readers, however, can access detailed Regulatory Enforcement Action Lists including custom search features.

Disclaimer: Information used as the basis for analysis, formulating schedules and preparing reports contained in this website is believed to be accurate.  However, you should not rely on information contained in the website in making a determination of the financial condition of financial institutions, since circumstances are constantly changing and source information may be incorrect.  You should make further independent investigation by reading the text of each Regulatory Enforcement Action and analyze detailed and current financial information from each financial institution.  By using this website, you acknowledge the risks inherently associated with research, and release Data Informatics, LLC from any liability arising from any information found to be incorrect.

The iBank Monitor database has been updated with March 31, 2018 Call Report financial information as well as a re-fresh of all new regulatory enforcement actions and terminations. As a result, the iBank Monitor Watch List improved to 84 banks in the most recent quarter from 93 using the previous December 31, 2017 Call Report Data and 93 banks using September 30, 2017 Call Report Data.  The total assets of Watch List banks declined to $21.6 billion from $24.5 billion at December 31, 2017 and $24.7 billion at September 30, 2017. The FDIC's March 31, 2018 quarterly Insured Institutions report mentioned the existence of 92 "Problem" banks with total assets of $56.4 billion which was up significantly from $13.9 billion the previous quarter.  While the FDIC does not identify the individual "Problem" banks, the iBank Monitor's Watch list has trended with the disclosed aggregate metrics of the FDIC's ""Problem" banks; and therefore, has a high probability of containing many of the FDIC's "Problem" banks.

While the iBank Monitor Watch List contains 8 fewer banks than the FDIC's "Problem" bank count, the difference is attributable to regulators' long standing delay in coordinating and terminating enforcement actions for banks and their holding companies. The existence of open/non-terminated enforcement actions against a bank or its holding company are automatic triggers for inclusion on the iBank Monitor Watch List, and we update enforcement actions continuously, not just once a quarter.
The total count of iBank Monitor Critical List declined to 9 banks at March 31, 2018 from 11 banks using the December 31, 2017 Call Report data and was down from 15 banks using September 30, 2017 Call Report financial information. Total assets of Critical banks now stands at $1.8 billion, down from $2.3 billion at December 31, 2017. For tenured Critical List banks, the story remains the same - their assets are shrinking, management continues to write off or work out troubled assets, and capital has been depleted in anticipation of being rescued, sold or closed. During the height of the banking crisis, the Critical List hovered around 120 banks at any given time, and today the norm has settled to a much lower level.

For comprehensive Watch and Critical List bank reports and schedules, please visit our specific website pages (interactive lists can be viewed best in desktop web browsers).

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